Chime APK for Android Download (Mobile Banking)

Chime: Your Trusted Financial App!

Chime APK isn’t your typical bank; it’s a financial technology company that’s here to ensure your financial security. Opting for Chime brings you numerous benefits, including robust security features, the flexibility to overdraft up to $200 without any fees*, and the added advantage of receiving your direct deposit^ earlier – all this without worrying about monthly fees‡.

A Trusted Choice

Rest easy, knowing you have full control over your finances with instant transaction notifications and daily balance alerts. You can further enhance your security with two-factor authentication and easily block your card with a single tap if necessary.

Overdraft Up to $200*

We understand that the last thing you want when your balance is low is an overdraft fee. The good news is that eligible Chime members can overdraft up to $200* on debit card purchases and ATM withdrawals without any fees.

Goodbye Monthly Fees‡

Your bank account shouldn’t be an expense. Chime ensures that by eliminating monthly maintenance fees, minimum balance fees, and foreign transaction fees. Moreover, you’ll have access to over 60,000 fee-free ATMs at convenient locations such as Walgreens, 7-Eleven, CVS, and more.

Get Your Paycheck Early^

With direct deposit, you can receive your paycheck up to two days earlier^ than traditional banks. That’s a head start on your funds!

Introducing Credit Builder, a Fresh Approach to Building Credit

Whether you’re using it for gas or groceries, Credit Builder¹ can help boost your FICO® Score by an average of 30 points² with regular on-time payments. There’s no interest, no annual fees, and no credit check required to apply.

Send Money with No Transfer Fees

Need to send money to friends, family, or roommates? With Chime, it’s as quick as sending a text, and you won’t need to worry about transfer fees.

Please note that Chime collaborates with The Bancorp Bank or Stride Bank, N.A., Members FDIC, to provide banking services. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank under a Visa U.S.A. Inc. license. The Chime Visa® Credit Builder Card is issued by Stride Bank under a Visa U.S.A. Inc. license. Both cards can be used wherever Visa credit cards are accepted.

*Chime SpotMe is an optional, fee-free service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All eligible members can initially overdraft their account up to $20 on debit card purchases and cash withdrawals.

However, some members may qualify for a higher limit, up to $200 or more, based on various factors. Any changes to your limit will be communicated through the Chime mobile app. While there are no overdraft fees, out-of-network or third-party fees may apply to ATM transactions.

Please note that SpotMe does not cover non-debit card transactions, such as ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. For more details, refer to the Terms and Conditions.

‡Out-of-network ATM withdrawal fees may apply, except at MoneyPass ATMs within 7-Eleven locations or at any Allpoint or Visa Plus Alliance ATM.

^Early access to direct deposit funds is dependent on when the payment file is received from the payer. Typically, these funds are made available on the day of payment file receipt, which may be up to two days earlier than the scheduled payment date.

¹To be eligible for Credit Builder, you must have received a qualifying direct deposit of $200 or more into your Checking Account within 365 days of your Credit Builder application. Visit http://chime.com/applycb for more information on qualifying direct deposits.

²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. Maintaining an on-time payment history can have a positive impact on your credit score, while late payments may negatively affect it.

In 2021, Chime was recognized with the highest Net Promoter Score among industry competitors, according to Qualtrics®.